| Project | New Construction |
Addition to Existing Structure |
Cosmetic Renovation |
Structural Renovation |
|
Apartments,
Townhouses,
Condos
|
||||
| Frame | Ineligible | |||
| Joisted Masonry | 5,000,000 | 5,000,000 | 5,000,000 | Ineligible |
| 25,000,000 | 25,000,000 | 25,000,000 | Ineligible | |
|
Residential Dwelling
|
||||
| Frame | 1,000,000 | 1,000,000 | Ineligible | Ineligible |
| 1,000,000 | 1,000,000 | 1,000,000 | Ineligible | |
|
Strip Malls, Shopping Malls,
Commercial Office Buildings
Warehouses,
Utility (Commercial Towers, Power Plants, Water Plants)
|
||||
| Frame | 1,000,000 | 1,000,000 | Ineligible | Ineligible |
| Joisted Masonry | 5,000,000 | 5,000,000 | 5,000,000 | Ineligible |
| 25,000,000 | 25,000,000 | 25,000,000 | Ineligible | |
|
Bridges, Overpasses, Tunnels
|
||||
| All construction types are ineligible | ||||
Structural Renovations are projects that involve:
Cosmetic Renovations are projects that involve:
Buildings where the exterior walls are wood or other combustible materials including construction where combustible materials are combined with other materials such as brick veneer, stone veneer, wood iron-clad, stucco on wood.
Buildings where the exterior walls are constructed of masonry materials such as adobe, brick, concrete gypsum block, hollow concrete block, stone, tile or similar materials and where the floors and roof are combustible.
Buildings where the exterior walls and fllors and roof are constructed of masonry or Fire Resistive materials having a fire resistance rating of not less than two hours.
Buildings where the exterior walls are constructed of masonry materials as such as adobe, brick, concrete gypsum block, hollow concrete block, stone, tile or similar materials, with the floors and roof of metal or other non-combustible materials.
Buildings where the exterior walls and the floors and roof are constructed of, and supported by metal, asbestos, gypsum or other non-combustible materials.
The content displayed on this website is for informational purposes only and is not an offer for insurance. To apply for insurance, contact your broker.
Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by State.