Home > Programs > Events > Special Event Coverage

Eligible Events

Ineligible Events

Event Categories

Ceremonies
Concerts
Dance
Exhibitions/Conventions
Festivals/Cultural/Amusement
Fundraisers
Games
Lectures
Meetings
Miscellaneous
Parties
Political
Religious/Spiritual
Sales
Shows
Sporting Events (Contact)
Sporting Events (No Contact)
Theatre Events

Event	Class	Indoor	Outdoor
Graduations	Class I
Wedding Ceremony	Class I

Event	Class	Indoor	Outdoor
Adult Dance	Class IV
Ballets	Class I
Classic Dance Shows	Class I
Dance Competitions	Class I
Dance Recital	Class I
Jazzercise Classes or Events	Class III
Modern Dance	Class I
Salsa Dances/Performances	Class II
Tap Dancing	Class III

Event	Class	Indoor	Outdoor
Drill Team Exhibitions	Class I
Educational Exhibitions	Class I
Exhibitions - Other	Class II
Job Fairs	Class I
Trade Shows	Class I

Event	Class	Indoor	Outdoor
Carwash	Class I
Charity Benefits/Fund Raising	Class I
Fraternity Events (no rush events or parties)	Class IV
Fund Raising Dinner	Class I
Sorority Events	Class IV
Walk-a-thons (500 or more spectators)	Class IV
Walk-a-thons (Under 500 spectators)	Class III

Event	Class	Indoor	Outdoor
Bingo Games	Class II
Card Games - Blackjack	Class II
Card Games - Poker	Class II
Casino Nights	Class II
Chess Tournament	Class II
Math Tournament	Class II
Overnight Camping	Class IV
Pool and/or Billiards Tournaments	Class III
Video Game Contests	Class II

Event	Class	Indoor	Outdoor
Amateur Association Meetings	Class I
Book Signings	Class I
Business Meetings	Class I
Church Services or Meetings	Class I
Civic Club Meetings	Class I
Company or Corporate Retreats	Class III
Conferences	Class I
Evangelistic Meetings	Class II
Funeral Service	Class I
Ladies Club Events	Class I
Luncheons	Class I
Meetings	Class I
Professional Association Meetings	Class I
Record Signings	Class I
Teleconferences	Class I
Union Meetings	Class II

Event	Class	Indoor	Outdoor
Anniversary Parties	Class I
Baby Showers	Class I
Banquets	Class I
Baptism	Class I
Bar Mitzvah/Bat Mitzvah	Class I
Birthday Parties	Class I
Block parties (over 100 attendees)	Class IV
Block parties (under 100 attendees)	Class IV
Bridal Showers	Class I
Business Parties	Class I
Christmas Tree Lighting	Class II
Debutante Balls	Class I
Holiday Events & Parties / Gift Exchanges	Class I
Karaoke	Class III
Menorah Lightning	Class II
Movie Release Party	Class I
Neighborhood Party	Class III
New Years Party (Private/by invite only)	Class III
New Years Party(Open to public/not by invite only)	Class IV
Old Timer Events	Class II
Picnics held at grounds without pools or lakes	Class II
Proms	Class III
Reunions	Class I
Social Gatherings	Class II
Social Receptions	Class I
Wedding Receptions	Class I
Wine Tasting	Class I

Event	Class	Indoor	Outdoor
Chamber of Commerce Events	Class I
Heads of State Events (Private)	Class III
Heads of State Events (Public)	Class III
Non-Political Rallies	Class II
Political Rallies	Class III
Voter Registration	Class I

Event	Class	Indoor	Outdoor
Easter Egg Hunt	Class II
Seances	Class I

Event	Class	Indoor	Outdoor
Auctions	Class I
Rummage Sales	Class IV
Sales - Other	Class I
Sidewalk Sales	Class IV
Swap Meets	Class IV
Telethons	Class I
Trunk Show/Trunk Sales	Class IV

Event	Class	Indoor	Outdoor
Acrobatic Theatre	Class IV
Film Screenings	Class III
Play Readings	Class III
Plays	Class III
Poetry Reading	Class III
Talent Show (no rap, hip hop, heavy metal shows)	Class III
Theatrical Stage Performances	Class III

Disclaimers

The content displayed on this website is for informational purposes only and is not an offer for insurance. To apply for insurance, contact your broker.

Coverages referenced on this website may not be available in all territories and may vary depending on the exposure.

Event	Class	Indoor	Outdoor
00's pop, soul	Class IV
70's Disco, Classic Rock	Class IV
80's Glam Rock	Class IV
80's pop, electronic, rock	Class IV
90's music	Class IV
Band Rehearsals	Class IV
Choirs	Class I
Christian Concerts	Class I
Classical Music Concerts	Class I
Concerts - Not Otherwise Classified
Country Music	Class III
Cover/Tribute Bands	Class IV
Doo-Wop	Class III
Folk Music	Class I
Foreign Music	Class III
Heavy Metal	Class IV
Jam and Jazz Concerts	Class I
Pop Music Concert	Class IV
R&B (other than rap/hip-hop)	Class IV
R&B Concerts (50's and 60's bands/music only)	Class III
Rap & Hip-Hop
Reggae	Class IV
Salsa Concert	Class IV
School Band Competitions or Events	Class II
Spiritual Music	Class I
Symphony Concerts	Class I

Event	Class	Indoor	Outdoor
Art Festivals	Class I
Bazaars	Class I
Bike Rallies	Class IV
Carnivals - no mechanical amusement devices	Class IV
Carnivals (with mechanical amusement devices)
Circus
Country Festivals and Fairs - No rides	Class III
Country Western Events - No rodeos or rides	Class III
Cultural Events (Music)	Class II
Cultural Events (No Music)	Class II
Festival (Music)	Class II
Festival (No Music)	Class II
Harvest Festivals -no farm implements or equipment	Class I
Haunted Houses	Class IV
Hay Rides	Class IV
Mariachi Band	Class II
Mechanical Amusement Devices
Parades	Class IV
Poker Runs	Class IV
Street Fairs	Class IV