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Cyber Liability

Data Breach & Privacy Security Liability Coverage for various industries.

The Abacus Cyber Liability Program provides data breach & privacy security liability coverage to protect against cyber related risks.

Coverage is available for many industries including:

  • Arts, Entertainment and Recreation
  • Construction
  • Education Services
  • Healthcare, Medical
  • Information Technology (IT)
  • Finance, Financial Services and Insurance
  • Manufacturing
  • Professional, Scientific and Technical Services
  • Wholesale & Retail Trade
And more.


Coverage is offered on a claims made basis. Coverages available under the program include:

Coverage Available Limits
Data Breach & Privacy Security Liability (DBPSL)
(each Claim and Aggregate)
100,000 to 2,000,000
Retention1,000 to 100,000
Regulatory ActionSame as Aggregate Limit
Regulatory CompensatorySame as Aggregate Limit
PCI Fines/PenaltiesSame as Aggregate Limit
PCI AssessmentsSame as Aggregate Limit
PCI Remediation Costs25,000
Breach Costs Outside the LimitSame as Aggregate Limit
Computer Forensic CostsSame as Aggregate Limit
Notification CostsSame as Aggregate Limit
Credit or Identity Protection CostsSame as Aggregate Limit
Crisis Management and Public Relations CostSame as Aggregate Limit
Cyber Crime & Cyber Deceptionup to 250,000
Cyber Business InterruptionSame as Aggregate Limit
Cyber Business Interruption Consulting Costs / Time Retention50,000 (10 hour retention)
Cyber ExtortionSame as Aggregate Limit
Hacker DamageSame as Aggregate Limit
Hacker Damage Consulting Costs50,000
Media Liability
(each Claim and Aggregate)
Same as Each Claim and Aggregate Limit

Minimum Premiums

Minimum premiums vary based on the industry and the required limit.

Industry Limits Minimum
Healthcare/Medical, Financial Services, Educational Industries 1,000,000 aggregate / 1,000,000 each claim and above 900
Below 1,000,000 aggregate / 1,000,000 each claim 675
All Other Industries 1,000,000 aggregate / 1,000,000 each claim and above 750
Below 1,000,000 aggregate / 1,000,000 each claim 500

Eligible States

The Abacus Cyber Liability program is currently available for clients located in the indicated states. Hover over each state for a list of lines of business available.

The content displayed on this website is for informational purposes only and is not an offer for insurance. To apply for insurance, contact your broker.
Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by state.

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